Workers’ compensation is a form of insurance providing wage replacement and medical benefits to employees injured or who become ill in the course of employment. It also protects an employer from being sued by an injured worked in most cases. Although required for
business in most states, this coverage can provide great peace of mind.
Many businesses depend on vehicles every day as an indispensable part of their operation. A commercial auto policy provides protection for business owners, their employees and the vehicles they own, lease, rent or borrow. Without the right coverage, your business’ assets may be at risk along with the business owner being personally responsible.
General Liability Insurance
Every business, even if home-based, needs to have liability insurance. The policy provides both defense and damages if you, your employees or your products or services cause or are alleged to have caused Bodily Injury or Property Damage to a third party.
Whether a business owns or leases its space, property insurance is a must. Property insurance pays for losses and damages to real or personal property.