For most a house represents more than just a roof over your head, but the biggest financial and emotional investment they’ll ever make. Insuring your home and its assets can help protect you financially if you suffer a loss due to windstorm, lighting, fire, theft or other covered events.There are many different parameters that go into a policy, but we will work hard to find coverage that best meets your needs.
Since homeowner’s policies do not cover flooding, it’s important to have security from rising water associated with hurricanes, tropical storms and heavy rains that are prevalent in Florida. Flood insurance protects two important types of property: your building and your contents. Even if you don’t reside in a flood zone, a preferred risk policy is affordable option to ensure you’re covered.
You may not think if you rent that insurance is necessary, but a renter’s policy covers your personal property against theft, fire, damage and other covered perils. You want to be sure everything you’ve worked for is not as risk.
Although many condo associations provide some coverage, you want to ensure your personal property, any liabilities that arise and additions or improvements you make to your unit are properly covered. We will help identify the best combination of coverage, value and price for you.
As an independent agency we can help you find the right coverage by comparing quotes and different options from several different providers. Although Florida carries a low state coverage minimum requirement, having the right amount of insurance is imperative for you personally, financially and legally. We will help discover how much coverage you should be carrying in the event of an accident, fire, theft or other covered event. Automobile insurance also can provide protection against medical and legal expenses, loss of life and property damage. Let us help you today!
In the event of a catastrophic occurrence, a personal umbrella policy may be essential. It will provide protection when damages exceed the liability coverage of your standard policies. It also include extra security for situations that may not be included in your underlying coverage. The cost is minimal compared to the comfort of knowing you’re covered!